Smartphone Insurance

Get insured today from only £6.18* per month!

What do we cover?

Accidental Damage / Malicious Damage

We will pay the cost of repairs if your smartphone is damaged as the result of an accident or malicious damage. If your smartphone is not repairable then we will provide you with a replacement smartphone.

Liquid Damage

We will pay the cost of repairs if your smartphone is damaged by liquid as the result of an accident. If your smartphone is not repairable then we will provide you with a replacement smartphone.

Breakdown

We will pay repair costs if your smartphone suffers an electrical breakdown occurring outside of the manufacturers guarantee period. If your smartphone is not repairable then we will provide you with a replacement smartphone.

Theft

If you have chosen cover for theft and your smartphone is stolen we will provide you with a replacement smartphone. Where only part or parts of your gadget have been stolen, we will only replace that part or parts.

Loss

If you have chosen loss cover and you accidentally lose your smartphone we will replace it. Please note that Loss Cover does not apply to laptops.

Unauthorised Calls

If your smartphone is lost or stolen, we will refund the cost of unauthorised calls made from it after the time it was lost or stolen up to a maximum of £10,000.

Cracked Screens

We will pay the cost of repairs if the screen of your smartphone is damaged as the result of an accident. If your smartphone is not repairable then we will provide you with a replacement smartphone.

Worldwide Cover

Our gadget insurance policy includes year-round overseas cover as standard.

No Claims Discount

If you don't make any claims in the policy year we'll give you a no claims discount at renewal

Secure Payment Options

Choose to pay monthly or annually securely by debit or credit card

Underwritten By Axa

The number 1 global insurance brand

Significant Exclusions or Limitations

As with all policies of this type there are certain limitations and certain things that are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.

* Price quoted is for the Apple iPhone 11 64GB with a Premier level of cover and a £75 excess.

All premiums are inclusive of Insurance Premium Tax (IPT) which is 12%.

Cover is subject to the terms and conditions of the policy.